Bank, as financial institution is a service-oriented organization. It provides financial services to the economy by mobilizing fund from surplus unit to deficit unit. Bank mobilizes funds by introducing various financial products. Efficient & effective fund mobilization depends on individual bank’s capability of designing financial products

These are:-

-		Cash Credit (Hypothecation)
-		Cash Credit (Pledge)
-		Overdraft Facilities
-		Secured Overdraft Facilities.
-		Secured Overdraft (Work Order)
-		Bank Guarantee.
-		Letter of Credit (L/C)
-		Back to Back Letter of Credit (BTB)
-		Loan against Trust Receipt (L.T.R.)
-		Loan against Imported Merchandise (L.I.M)
-		Packing Cash Credit (P.C.C.)
-		Loan General and others