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Manarah Current Account | Manarah Savings Account | Manarah Term Deposit Receipt | Manarah Monthly Deposit Scheme | Manarah Personal Finance | Manarah Auto Finance | Manarah Hajj Deposit Scheme
IISR: Mudarabah Profit Sharing Mechanism | Schedule of Charges | Islamic Banking Investment Rate
Manarah Hajj Deposit Scheme is a recurring monthly savings scheme and is operated under the principle of Mudarabah. It is an Islamic financial partnership contract where one partner provides capital and the other provides labor. Income generated from the venture is distributed between the partners with a predetermined profit sharing ratio. The scheme is designed in such a way that people who desires to perform the Holy Hajj after a certain period can save & get an attractive lump sum amount at the end of deposit period which is nearer to the expenditure to perform the Holy Hajj
This account is suitable for any Bangladeshi citizen above the age of 18 years
No minimum balance is required
No profit forfeiture
Minimum installment and BDT 500/- only
This account can be operated from 1 year to 20 years period
Premature Closure
No profit forfeiture
Customer will get profit amount accrued for the completed years
Customer will get profit amount @ SB rate for the months completed of running / current year
Maturity Value (Provisional) [Overleaf]
Hajj Performing Year Terms Monthly Installment Approximate Hajj Expense
2013 1 Year BDT 25,700 BDT 320,449
2014 2 Year BDT 12,900 BDT 335,698
2015 3 Year BDT 8,600 BDT 352,577
2016 4 Year BDT 6,500 BDT 371,963
2017 5 Year BDT 5,200 BDT 389,643
2018 6 Year BDT 4,300 BDT 405,276
2019 7 Year BDT 3,700 BDT 426,718
2020 8 Year BDT 3,200 BDT 442,651
2021 9 Year BDT 2,850 BDT 465,755
2022 10 Year BDT 2,550 BDT 486,548
2023 11 Year BDT 2,300 BDT 507,558
2024 12 Year BDT 2,100 BDT 531,874
2025 13 Year BDT 1,950 BDT 563,235
2026 14 Year BDT 1,800 BDT 589,759
2027 15 Year BDT 1,700 BDT 628,973
2028 16 Year BDT 1,600 BDT 665,890
2029 17 Year BDT 1,500 BDT 699,880
2030 18 Year BDT 1,400 BDT 730,217
2031 19 Year BDT 1,300 BDT 756,068
2032 20 Year BDT 1,250 BDT 808,831
Note: Considering account opening year 2012
Hajj Performing Year Terms Monthly Installment Approximate Hajj Expense
2014 1 Year BDT 26,900 BDT 335,698
2015 2 Year BDT 13,500 BDT 352,577
2016 3 Year BDT 9,050 BDT 371,963
2017 4 Year BDT 6,800 BDT 389,643
2018 5 Year BDT 5,400 BDT 405,276
2019 6 Year BDT 4,550 BDT 426,718
2020 7 Year BDT 3,850 BDT 442,651
2021 8 Year BDT 3,400 BDT 465,755
2022 9 Year BDT 3,000 BDT 486,548
2023 10 Year BDT 2,650 BDT 507,558
2024 11 Year BDT 2,400 BDT 531,874
2025 12 Year BDT 2,250 BDT 563,235
2026 13 Year BDT 2,050 BDT 589,759
2027 14 Year BDT 1,900 BDT 628,973
2028 15 Year BDT 1,800 BDT 665,890
2029 16 Year BDT 1,700 BDT 699,880
2030 17 Year BDT 1,550 BDT 730,217
2031 18 Year BDT 1,450 BDT 756,068
2032 19 Year BDT 1,400 BDT 808,831
2033 20 Year BDT 1,350 BDT 865,750
Note: Considering account opening year 2013
Hajj Performing Year Terms Monthly Installment Approximate Hajj Expense
2015 1 Year BDT 28,200 BDT 352,577
2016 2 Year BDT 14,200 BDT 371,963
2017 3 Year BDT 9,500 BDT 389,643
2018 4 Year BDT 7,100 BDT 405,276
2019 5 Year BDT 5,700 BDT 426,718
2020 6 Year BDT 4,700 BDT 442,651
2021 7 Year BDT 4,050 BDT 465,755
2022 8 Year BDT 3,500 BDT 486,548
2023 9 Year BDT 3,100 BDT 507,558
2024 10 Year BDT 2,650 BDT 531,874
2025 11 Year BDT 2,550 BDT 563,235
2026 12 Year BDT 2,350 BDT 589,759
2027 13 Year BDT 2,150 BDT 628,973
2028 14 Year BDT 2,050 BDT 665,890
2029 15 Year BDT 1,900 BDT 699,880
2030 16 Year BDT 1,750 BDT 730,217
2031 17 Year BDT 1,650 BDT 756,068
2032 18 Year BDT 1,550 BDT 808,831
2033 19 Year BDT 1,500 BDT 865,750
2034 20 Year BDT 1,400 BDT 908,250
Note: Considering account opening year 2014
Hajj Performing Year Terms Monthly Installment Approximate Hajj Expense
2016 1 Year BDT 30,000 BDT 371,963
2017 2 Year BDT 14,900 BDT 389,643
2018 3 Year BDT 9,900 BDT 405,276
2019 4 Year BDT 7,500 BDT 426,718
2020 5 Year BDT 5,900 BDT 442,651
2021 6 Year BDT 4,950 BDT 465,755
2022 7 Year BDT 4,200 BDT 486,548
2023 8 Year BDT 3,700 BDT 507,558
2024 9 Year BDT 3,250 BDT 531,874
2025 10 Year BDT 2,950 BDT 563,235
2026 11 Year BDT 2,700 BDT 589,759
2027 12 Year BDT 2,500 BDT 628,973
2028 13 Year BDT 2,300 BDT 665,890
2029 14 Year BDT 2,150 BDT 699,880
2030 15 Year BDT 2,000 BDT 730,217
2031 16 Year BDT 1,850 BDT 756,068
2032 17 Year BDT 1,750 BDT 808,831
2033 18 Year BDT 1,650 BDT 865,750
2034 19 Year BDT 1,550 BDT 908,250
2035 20 Year BDT 1,500 BDT 953,663
Note: Considering account opening year 2015
* For details, please contact nearest City Manarah Branches.
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